How To Create A Wedding Budget

Before you have to organize your own wedding, you might not think there is much to it. You certainly won’t realize the expense involved. It’s only when you start to arrange your particular special day that all of this starts to become important information, and what seemed like fun and a romantic idea suddenly becomes stressful and budget-busting.

It doesn’t have to be this way. You can organize a gorgeous wedding and have it just the way you want it without spending too much as long as you have a budget to work to. Take time to create a wedding budget, and everything else will become much easier. Here are some tips to help you get started.

Take A Cash Inventory

When it comes to creating your wedding budget, the first step is to work out just how much cash you have ‘spare’ to put into it. To do this, you’ll need to take an inventory of all the money you have available, and that way, you’ll know just what you can spend on your dream wedding.

The first thing to look at is your monthly income. What is available from that? What don’t you spend each month that you could put into a wedding savings account instead? And how many months do you have to pay for everything? Add this amount to anything you already have in savings or anything you’re borrowing to pay for the wedding. This will be your entire wedding fund, so many sure there is some contingency money included just to make sure you can pay for any emergency; the contingency should be around 10 to 15 percent.

What’s Most Important?

Now you know what you have to spend on the wedding, it’s time to decide what the most important elements are. Perhaps you want a specific venue, or you have your heart set on something from the elegant Ronald Joyce wedding dress range, or there is a baker who you definitely want to make your cake for you, and so on. Whatever is most important needs to have money set aside so you can have it.

Once you know how much your must-haves are going to cost, you’ll know what’s left over, and this is what can be spent on everything else. As long as you focus on what matters to you and don’t overspend, your wedding will be lovely.

Save Money

No matter how much money you have available to spend or what items you definitely want for your wedding, it’s always a good idea to try to save more money where possible. This could mean cutting back on your monthly household bills, for example, and putting that extra money towards the wedding. Or it might mean hunting for bargains when it comes to various wedding elements that aren’t quite as important as others. For example, if you want a unique venue but it’s too much money, why not consider a weekday wedding instead? These are often cheaper than weekend weddings, and it could mean you get the venue you wanted for less money.

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8 thoughts

  1. Too many couples have big dreams and don’t really think about what is most important. The most important items may be and usually are different from someone else and the wedding industry as a whole. I think the pandemic has shown people that celebrating with their closest friends and relatives is more important than a huge 200 person party.

  2. I was all about saving money and do it myself as much as possible…. I altered a sewing pattern and redesigned it to make my own wedding gown…. for example….

    1. That is so amazing!!! I did lots of things myself, as well, basically everything: makeup, hair and bouquet 😃 I bought a dress online and have it altered though 🙂.

  3. Yes! I planned my wedding in 3 weeks and a lot of it came down to having the budget dialed in before I even really started.

  4. I thought I wanted a smaller wedding until we started planning! Then I realised there are just too many people that we want to be there. So we are cutting expenses on things less important to us. Great post!

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